Pacific Mortgage Investment offers financing for your mobile Homes.

Financing is available even if you rent/lease in a mobile home park.

Leased/Rented land

• We can finance your mobile home in a park, on private land, on Indian reservations or even on a commercial zoned site, these are our “home only loan” Chattel Loans.
• Pacific Mortgage Investment will finance & refinance all credit types from excellent to poor. What ever your situation we will seek to find a loan program that fits your needs now and well into the future.
• Need cash out? Pacific Mortgage Investment has a wide array of home equity programs for virtually every credit score, including our unlimited cash out program, debt consolidation loans and the new Free & Clear cash program.

New Manufactured Homes /Mobile Home Construction Loans

• Pacific Mortgage Investment offers 95% financing construction loans for new homes going on land or in a park.
• Construction Loans are treated like refinance loans, thereby removing the need for a down payment and difficult loan qualification requirements.
• Pacific Mortgage Investment offers construction loans allowing for land and lot financing into your primary loan, which in most cases can include the land development.

Less than Perfect Credit Mobile Home Loans

• We have loans for mobile home owners in a park or on land even when you have credit problems. 
• If you have been having bad breaks and your home is in foreclosure, are currently in bankruptcy, or have no income, no assets & no job.
• We even lend on mobile homes without a foundation.

Buying a Mobile Home

• 1st Time Home Buyers start with the basics: how much can we afford? Do we earn enough? Is this the right time to buy? Is a mobile home for us?
• 100% financing for new mobile homes, 5% down financing.
• If your credit is less than perfect, we can help you by increasing the down payment required.